Licensed mortgage agent · Greater Toronto Area

Whatever your situation, there is a mortgage that fits it.

Amar Sandhu works with dozens of lenders across the GTA and takes your file to the one most likely to approve it.

  • One agent, start to finish. You never explain your situation twice.
  • Dozens of lenders. He knows which of them will say yes to you.
  • Answers the same day. Evenings and weekends too.
Start my application 905-462-6288

5.0 from 25 reviews on GoogleLicensed in Ontario, agent M13001401H

Amar Sandhu, mortgage agent
Amar SandhuMortgage Agent

Why work with Amar

The same mortgage, two very different experiences.

Your bank

  • One lender, one set of rules
  • A new name on your file every time you call
  • A decline, with no reason and nowhere to go
  • Your income has to fit their box
  • You chase them for an update

Amar

  • The lender most likely to approve you, not the one you bank with
  • One person who knows your file by name
  • Turned down once? He keeps going
  • Your income counts, however you earn it
  • Live status on your file, no chasing

Client reviews

What it is like to work with Amar

5.0 from 25 reviews on Google

“He was always responsive, transparent, and patient, answering every question I had, no matter how small. I secured a mortgage with great terms and felt confident in every decision along the way.”
Dave H.Google review
“Completed my parents' mortgage renewal within a month, keeping us informed every step of the way. Hardworking and reliable, Amar goes above and beyond for his clients.”
Shiv S.Google review
“Have used Amar for multiple property mortgages. Him and his team get the job done. Professional, polite and answers to all of my questions.”
Jeven T.Google review

Read all 25 reviews on Google

What Amar does

  • BuyingFirst home, next home, or an investment property.
  • RenewingA better rate than the one your bank is offering.
  • RefinancingConsolidate, renovate, or lower the payment.
  • Second mortgagesPrivate funds against equity you already have.
Start my application

Mortgages

Bank, B lender or private: which one fits you?

Where your mortgage comes from matters as much as the rate. Amar works with all three kinds of lender.

Not sure which one is you? Four quick questions, and you see which kind of lender fits and why.
Find my mortgage

Bank mortgages

Your credit score, income you can show on paper, and how much of it already goes to debts.

Read more

B lender mortgages

Your whole situation, including income that is hard to show on paper and credit that took a hit.

Read more

Private mortgages

The equity in your property, and how you will pay the loan back.

Read more

How it works

From first call to funding, in four steps.

  1. 1

    Apply online

    About ten minutes on any device. It saves as you go, so you can stop and come back.

  2. 2

    Send your documents

    Each one is named, with a note on where to find it. A clear phone photo is fine.

  3. 3

    Amar takes it to lenders

    He compares the offers, negotiates the terms, then tells you which one he recommends and why.

  4. 4

    Signing and funding

    Your private link shows where the file is and what is still outstanding, right up to the day it funds.

A detached home in the Greater Toronto Area

Start when you are ready.

The application takes about ten minutes, and nothing touches your credit until you give the go-ahead. If you would rather talk it through first, call the number below and you will speak to Amar.

Start my application 905-462-6288